Refinance Your Car Loan With Ignition Financial

Buying a car has always been an occasion leaving one with mixed emotions. Most people are anxious to get a new car, but they have trepidations about getting beat up by a car salesman. Usually, after being humiliated, insulted and browbeaten by the salesman, one just gives up and gets a car with payments that can be afforded.

 

That may be a far-fetched description of buying a car, and perhaps that is what goes through one’s mind when imagining what will happen. There is more truth than fact to the part, however, about just getting a car for which the payments fit the budget because that is a more frequent occurrence than many people think.

 

Car dealerships and used card companies like it that way because their financing arrangements are sometimes less than stellar. The money behind the dealer and used car operations come from large banking concerns and lenders who live in a very competitive environment.

 

The lender will lay down a flat rate of interest they will charge, called the “floor rate” and then the auto dealer or used car company is offered a slice of the pie. Extra interest is offered to them, perhaps 2% to 4% and then the dealer or used car people cash in at the time of closing.

 

All of this means that the consumer has to make higher payments. If the consumer were to have done business with a local bank or credit union, he or she could probably negotiate a rate similar to the floor rate, with reasonable credit.

 

But now, Ignition Financial, in Austin, Texas has an answer to all of those bad loans. They will offer to refinance your current auto loan, and in more cases than not, they can save you a lot of money on your car payments. They offer a free analysis of what your payments would come to if you took that step, and if you have a fairly good credit rating, you could come out on top.

 

It doesn’t hurt to find out if you will do well, and if you can save money, it will free up some cash that can be used for other obligations, for savings, taxes, retirement, new furniture, or even another car.

 

Call Ignition today, and tell them that you want to, “slash my payments” and they will be glad to accommodate your needs.

 

Kevin Seawright is the magnate of leadership in Finance and Administration

Kevin Seawright is an operational leader in the sector of financial and administration. He is known for his strategic vision and the keen ability to achieve business goals and create new opportunities. Kevin is currently the Vice President and Chief Financial Officer of Newark Economic Development Corporation.

In his long career, Kevin has worked effectively in the revenue planning and corporate businesses all across the mid-Atlantic region. He has also successfully lead company reorganization strategies in New Jersey before became the Vice President of Newark.

He received his degree in Executive Leadership FROM THE Mendoza College of Business. The primary expertise of Kevin lies in revenue enhancements that have efficiently helped in forecasting the annual returns which increased by 25 % along with a rendering of good and services.

He has also aided in the solidification of Human Capital Division which resulted in the improvement of staff retention, enhancement of recruitment efforts, Collection of bargaining, adjustments of compensation, negotiations.

Kevin Seawright has about 13 years of experience in Executive work of finance, human resources and management in capital operation. In his whole career, he has been involved in $ 400 million in the fields of state, federal, capital, private and bonds.

Kevin has also served as the Budget Manager, Fiscal Management Officer, Payroll Director, Director of Finance, Chief of Financial ad Construction Projects, Deputy Chief Operating Officer Facilities, Executive Director of Operations.

According to Crunchbase, Kevin Seawright also has acted as an advisor to the board member of the Babe Ruth Museum. He is also active as a coach for the local youth sports team. He also has a member of the American Society for Public Administration, the National Forum for Black Public Administrators and the National Association of Black Accountants.

Kevin has received a degree in Executive Leadership Non-Profits from Notre Dame University Mendoza School of Business. He has also received his Master’s Degree in Accounting from Almeda University.  The main mantras of the Kevin for success in his business are as follows:

  • Promoting efficiency in Accounting, Facilities Management, Finance and Operations.
  • Always be a successful team player.
  • Strategic planning.
  • Handling the situations with responsibility and trust.
  • Always developing the information technology

Waiakea, Hawaiian Volcanic Water Company and more

When you’re drinking bottled water you can’t always taste a distinct difference between one brand and the next. But Waiakea Water does have a distinct, and arguably better, taste than the other bottled water brands. Waiakea water is sourced directly from the spring around Mauna Loa Volcano. The snow on top of Mauna Loa melts, is filtered through porous lava, and pools in the Waiakea spring where it is collected for bottling.

Water going through porous lava allows the water to become alkaline (it has a ph of 8.8) and pick up many different trace minerals (electrolytes), like potassium, calcium, and magnesium. The water has a tds (total dissolved solids) of 79. Ashley of Closets of Free Samples and Deals writes the 79 tds “gives it a light, crisp taste that, unlike more significant tds mineral waters, can be paired with almost all types of food. It is the particular combination of minerals, especially the presence of silica, that give it its silky smooth taste and mouthfeel.”

Waiakea prides itself in being environmentally friendly and a sustainable company. Its water is bottled in 100% recycled plastic which saves energy, water, and carbon emissions compared to newly manufactured plastic. Waiakea water is certified carbon neutral company because of its consistent low carbon emissions.

When someone buys 1 liter of Waiakea, the company donates 650 liters of clean water to people without access to clean water through Pump Aid. According to Gust, so far this year, Waiakea has put six new pumps in Malawi’s rural area. Since it’s partnership with Pump Aid, Waiakea water has donated 500 million liters of water (source). Waiakea looks beyond providing great water to paying customers.

In 2015, the company showed that they had a 5,000% growth since their founding in 2012. It’s sold in several stores across 30 states in the US. Last year, Waiakea won six prestigious awards for taste, design, and innovation (source). Ryan Emmons contributes Waiakea’s success to its environmental conservation and giving back to the world practices. Learn more about Waiakea water: http://www.newyou.com/health/fresh-volcano-water/

In 2015, the company was valued at $10 million USD and has an annual growth rate of 170% (source).